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| First Time Home Buyers Program |
| FHA loans |
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First Time Home Buyers Program
30 Year Fixed, Good credit and not credit.
15 Year Fixed.
Term: 30 years
Maximum Amount: $417,000
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| Rates | Points | APR |
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| 4.5% | 1.75% | 4.829% |
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FHA loans
Low Down Payment of 3.500%
Up to 85% Cash-Out Refinance
Flexible credit scoring (more Lenient) Gift Funds: Allowed for the entire 3.500% down Payment ( family member, employer, gov't agency)
Collections do not need to be paid ( LOX neeed)
Self Employed 1-2 Yrs Ok.
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Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $8,340. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $20,000. Your actual APR may be different depending upon these factors.
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